Personal Loans

Personal Loans

Find the Perfect Loan for You

Ennistymon & District Credit Union has an excellent range of competitive loan rates for everything you need; a new car, holidays, home improvements, your children's education, family events, your big day, business loans and so much more!

Our Loans at a Glance

Special Car Loan

Special Car Loan

7.90% (8.19% APR)

Long-term loan (up to 8 years) of up to €50,000 to purchase new or used cars. Rate available until March 31, 2025!

Greenify

Greenify

6.50% (6.70% APR)

Long-term loan (up to 10 years) of up to €100,000 to finance green improvements or purchase of EV / Hybrids

Home Improvements

Home Improvements

9.50% (9.92% APR)

Long-term loan (up to 10 years) of up to €100,000 to finance home improvements

Education

Education

5.50% (5.64% APR)

Term loan (up to 6 years) of up to €15,000 to cover education costs

Personal Loan

11.00% (11.57% APR)

Long-term loan (up to 10 years) of up to €100,000 for general personal purposes

Within Shares Loan

3.50% (3.56% APR)

Term loan (up to 10 years) of up to €30,000 secured by attached shares (savings)

Energy Bills Loan

3.90% (3.97% APR)

Short-term loan (up to 1 year) loan of up to €2,000 to cover energy bills

Back to School Loan

3.90% (3.97% APR)

Short-term loan (up to 1 year) of up to 4,500 to cover back-to-school expenses. Offered June - October

Christmas Loan

7.70% (7.98% APR)

Short-term loan (up to 1 year) of up to €5,000 offered October - January

Transfer

7.90% (8.18% APR)

Long-term loan (up to 10 years) of up to €50,000 to consolidate borrowings at other institutions

Holiday

9.50% (9.92% APR)

Short-term loan (up to 1.5 years) of up to €5,000 to cover holidays

One-year

9.50% (9.92% APR)

Short-term loan (up to 1 year) of up to €5,000 to cover short term requirements

 

Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :


Term

Repayment Frequency
APR
11.57%
# Repayments
Total
APR
11.57%
# Repayments
Total
APR
11.57%
# Repayments
Total
APR
11.57%
# Repayments
Total

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

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Why our Loans are different?

No hidden fees or transaction charges

Affordable loan rates and repayment terms that are tailored to your needs

Decreasing interest - you only pay interest on the outstanding balance

Free loan & savings insurance at no direct cost to you - subject to T&Cs.

No early repayment penalty

Interest rates are fair and reasonable and capped by law