Personal Loans
Life is full of moments worth saying yes to.
A new car, a holiday or a new business venture.
Whatever life has in store, we can help you make it happen with competitive rates, flexible repayments and local support.
Our Loans at a Glance
Education Loan
5.50% (5.65% APR)
Term loan (up to 6 years) of up to €15,000 to cover education costs
Back to School
3.90% (3.97% APR)
Short-term loan (up to 1 year) of up to 4,500 to cover back-to-school expenses. Offered June - October
Car Loan
7.9% (8.19% APR)
Up to €50,000 over a term of up to 8 years to help you buy a new or used car.
Greenify
5.50% (5.65% APR)
Long-term loan (up to 10 years) of up to €100,000 to finance green improvements or purchase of EV / Hybrids
Holiday Loan
9.50% (9.92% APR)
Short-term loan (up to 1.5 years) of up to €5,000 to cover holidays.
Personal Loan
11.00% (11.57% APR)
Long-term loan (up to 10 years) of up to €100,000 for general personal purposes.
Personal Loan
11.00% (11.57% APR)
Long-term loan (up to 10 years) of up to €100,000 for general personal purposes
Within Shares Loan
3.50% (3.56% APR)
Term loan (up to 10 years) of up to €30,000 secured by attached shares (savings)
Energy Bills Loan
3.90% (3.97% APR)
Short-term loan (up to 1 year) loan of up to €2,000 to cover energy bills
Back to School Loan
3.90% (3.97% APR)
Short-term loan (up to 1 year) of up to 4,500 to cover back-to-school expenses. Offered June - October
Christmas Loan
7.70% (7.98% APR)
Short-term loan (up to 1 year) of up to €5,000 offered October - January
Transfer
7.90% (8.18% APR)
Long-term loan (up to 10 years) of up to €50,000 to consolidate borrowings at other institutions
Holiday
9.50% (9.92% APR)
Short-term loan (up to 1.5 years) of up to €5,000 to cover holidays
One-year
9.50% (9.92% APR)
Short-term loan (up to 1 year) of up to €5,000 to cover short term requirements
Loan Calculator
Maximum Loan Term :
11.57%
11.57%
11.57%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
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Why our Loans are different?
No hidden fees or transaction charges
Affordable loan rates and repayment terms that are tailored to your needs
Decreasing interest - you only pay interest on the outstanding balance
Free loan & savings insurance at no direct cost to you - subject to T&Cs.
No early repayment penalty
Interest rates are fair and reasonable and capped by law
