Personal Loans
Find the Perfect Loan for You
Ennistymon & District Credit Union has an excellent range of competitive loan rates for everything you need; a new car, holidays, home improvements, your children's education, family events, your big day, business loans and so much more!
Our Loans at a Glance
Special Car Loan
7.90% (8.22% APR)
Long-term loan (up to 8 years) of up to €50,000 to purchase new or used cars. Rate available until September 30th 2025!
Greenify
5.50% (5.65% APR)
Long-term loan (up to 10 years) of up to €100,000 to finance green improvements or purchase of EV / Hybrids
Home Improvements
9.50% (9.96% APR)
Long-term loan (up to 10 years) of up to €100,000 to finance home improvements
Education
5.50% (5.65% APR)
Term loan (up to 6 years) of up to €15,000 to cover education costs
Personal Loan
11.00% (11.57% APR)
Long-term loan (up to 10 years) of up to €100,000 for general personal purposes
Within Shares Loan
3.50% (3.56% APR)
Term loan (up to 10 years) of up to €30,000 secured by attached shares (savings)
Energy Bills Loan
3.90% (3.97% APR)
Short-term loan (up to 1 year) loan of up to €2,000 to cover energy bills
Back to School Loan
3.90% (3.97% APR)
Short-term loan (up to 1 year) of up to 4,500 to cover back-to-school expenses. Offered June - October
Christmas Loan
7.70% (7.98% APR)
Short-term loan (up to 1 year) of up to €5,000 offered October - January
Transfer
7.90% (8.18% APR)
Long-term loan (up to 10 years) of up to €50,000 to consolidate borrowings at other institutions
Holiday
9.50% (9.92% APR)
Short-term loan (up to 1.5 years) of up to €5,000 to cover holidays
One-year
9.50% (9.92% APR)
Short-term loan (up to 1 year) of up to €5,000 to cover short term requirements
Loan Calculator
Maximum Loan Term :
11.57%
11.57%
11.57%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
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Why our Loans are different?
No hidden fees or transaction charges
Affordable loan rates and repayment terms that are tailored to your needs
Decreasing interest - you only pay interest on the outstanding balance
Free loan & savings insurance at no direct cost to you - subject to T&Cs.
No early repayment penalty
Interest rates are fair and reasonable and capped by law
