Big Plans? No Worries.
Whatever is on your list, planning ahead makes sense.
Talk to us about our Christmas Loan and see how we help.
A little help this Christmas
Some Christmas plans start small and grow into something special.
A family reunion. A house full of guests. A celebration you've been looking forward to all year.
Whether you're planning gifts or festive celebrations, our Christmas Loan can help you manage expenses and take some of the pressure off.
Our team can talk you through the costs and repayments so you can decide if a loan is right for you.
Loan Example
Based on a loan of €3,000 over 12 months
| Amount Borrowed | Payment Frequency | APR | Repayment | Total Repaid | Cost of Credit |
| €3,000 | Weekly | 7.98% | €59.47 | €3,132.44 | €132.44 |
| €3,000 | Monthly | 7.98% | €257.89 | €3,094.68 | €94.68 |
Figures are for illustration only and may vary slightly due to rounding. Terms and conditions apply.
Try our Loan Calculator
Maximum Loan Term :
7.98%
7.98%
7.98%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
How it works
- Apply in minutes: online, on your phone or in branch - whatever suits you best. We move fast so you can too.
- Once approved, your funds land directly into your account.
Why Borrow with Us
Competitive Rates
Some of the best rates around with none of the fuss.
Local & Personal
Decided right here. By locals who care about locals.
Quick Turnaround
We move quickly so you can too.
Flexible Terms
Weekly or monthly repayment options available.
Trusted Support
Trusted by 7,500 members.
Built to Serve, Not to Sell.
We exist to serve our members not to make a profit off them.
You must be a member of Ennistymon & District Credit Union.
We welcome any new members that live, work or study within our common bond to join.
You can apply online or visit us in your local branch.
We will ask for your ID and some information about your income, expenses and the amount you would like to borrow so that we can assess the application and make sure the repayments are affordable.
Yes of course! There is no penalty for early or lump sum repayments.
IMPORTANT NOTE: All loans subject to approval – T&Cs apply. Ennistymon & District Credit Union is regulated by the Central Bank of Ireland. APR is the Annual Percentage Rate of Charge.
WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
