Make Magic Happen this Christmas

With a little help from your local Credit Union

From little surprises to big memories, our Christmas Loan

is the easiest way to fund your festive season.

A Little Help for a Magical Christmas

Whatever the holidays bring, our Christmas Loan can help you cover the cost with confidence.

We’ll talk you through everything you need to know and keep things straightforward: a simple rate, no hidden fees, and repayments that are clear and manageable.

What can you use our Christmas Loan for

      • Presents for family and friends
      • Christmas dinner
      • Festive nights out
      • Last-minute shopping

Try our Loan Calculator

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayment Frequency
€
APR
7.98%
# Repayments
Total
Total Cost
Apply for a Loan
€
APR
7.98%
# Repayments
Total
Total Cost
Apply for a Loan
€
APR
7.98%
# Repayments
Total
Total Cost
Apply for a Loan
€
APR
7.98%
# Repayments
Total
Total Cost
Apply for a Loan

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

How it works

  • Apply in minutes: online, on your phone or in branch - whatever suits you best. We move fast so you can too.
  • Once approved, your funds land directly into your account, just in time for festive plans.

Not a member yet?

  • Joining takes just a few minutes, either online or in branch.
  • All you need is a valid ID and proof of address to get started.
  • Once you’re a member, you’ll have access to fair, flexible lending and a local team you can trust.

JOIN US

Why Borrow with Us

Competitive Rates

Some of the best rates around with none of the fuss.

Local & Personal

Decided right here. By locals who care about locals.

Quick Turnaround

We move quickly so you can too.

Flexible Terms

Weekly or monthly repayment options available.

Trusted Support

Trusted by 7,500 members.

Built to Serve, Not to Sell.

We exist to serve our members not to make a profit off them.

How long will it take for funds to arrive?

If you’re an existing member, funds typically arrive within 2-3 working days.

For new members, allow up to 5 working days, depending on document verification and processing times.

I already have a loan. Can I take out another one?

Yes you can, provided your current loan is up to date and you meet our standard lending criteria.
We’ll review your repayment history and make sure the new loan is affordable for you.

Are there any fees or penalties?

No hidden fees. Interest is charged at a simple rate and there’s no penalty for early repayment.

How do repayments work?

You can choose to repay weekly or monthly. We can set up a standing order or deduction to keep things straightforward.